The type of insurance policy you might need depends on your situation.
A life insurance policy will pay your dependents a lump sum or regular payments if you die unexpectedly. If you have a partner or children, life insurance can provide you with the reassurance that they will be able to cope financially without you.
Income protection insurance is designed to support you financially if you can’t work due to illness or injury and your income drops. This type of policy is particularly relevant for anyone who is self-employed and wouldn’t get sick pay.
You might consider critical illness cover, which will cover you in case you get a specific type of life changing condition.
Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against loss of income.
Our Professional Protection Adviser we can help you find the one that best meets your requirements.
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JRS Financial Services Ltd is an Appointed Representative of Mortgage Intelligence Ltd which is authorised and regulated by the Financial Conduct Authority under number 305330 in respect of mortgage, insurance and consumer mediation activities only.
Registered address: The Orchard, 69 Wycombe Road, Prestwood, Great Missenden, Bucks, HP16 0HW
Registered in England & Wales under number 9468203
We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (https://www.financialombudsman.org.uk/consumer/complaints.htm).