Mortgage advice, that's as safe as houses

I have been using JRS Financial Services for over 20 years for all my mortgage and financial protection advice, and I cannot recommend them highly enough. Over the years, they have supported me through multiple mortgages, remortgages, and changing life circumstances, always providing clear, honest, and reliable advice. Their knowledge of the mortgage market is excellent, and they take real care to ensure I understand all my options at every stage. What really stands out is their personal approach. They are approachable, patient, and always willing to explain things in a way that makes the whole process feel straightforward and stress-free. I always feel that I am being looked after properly and that my best interests are at the centre of every recommendation. They have also helped me with protection advice over the years, giving me assurance that the important things are in place for me and loved ones. After two decades of working with them, I would not hesitate to continue using them and would highly recommend JRS Financial Services to anyone looking for trustworthy and experienced mortgage and protection advisers. Thank you Justin and Lisa. Anupama Ahuja

Justin and Lisa are simply magnificent at what they do and for so many additional reasons. They are more than your financial advisor or broker, they are in your corner and will always do everything with best endeavours to get more than you ever thought would be possible. We have never looked back since our first meeting back in 2019 and will continue to use their services for as long as they’ll have us. Thanks for always going beyond expectations and always focusing on the customer. We couldn’t recommend anyone more. Sam Elliot

Justin has been fantastic, I’ve just recently moved homes and Justin helped me with my mortgages on my previous property as well as my new one. I wouldn’t go anywhere else now, super supportive and fantastic customer service! Thanks again Justin Charlotte Ellwood

Justin and Lisa supported us with their expert advice and guidance in the past two decades. Their assistance proved to be incredibly useful throughout these years. I am a person who always does a good research of the market and I can say that JRS always secured the best available mortgage rate with our residential and buy to let mortgages. Thanks Justin and Lisa. Zoltan Kollar

Fantastic! I wouldn’t go to anyone else now to help me with my Mortgage. Justin and Lisa deal with everything for you and make it a smooth process and the get you the best deals at the time. Five star service all the way Lara Watts

Justin has been consistently reliable whenever we’ve needed mortgage or financial advice. His knowledge is exceptional, his guidance is clear, and he makes complex decisions feel straightforward and manageable. The whole service from JRS is professional, responsive, and genuinely supportive. We trust them completely and would confidently recommend him to anyone looking for expert financial advice delivered with integrity. Dean Ferguson

Justin at JRS Financial Services was amazing during my mortgage application, he is vey experienced and I had complete confidence that he was providing the best advice possible. Justin was always available if I had further questions and took a sincere interest in my property purchase. I would highly recommend JRS. Kathy Watts

I've found Justin and Lisa an absolute pleasure to deal with - they made the process easy for us. Thoroughly recommended. Ben Lawrence

As a finance professional, I hold high standards when it comes to financial guidance and strategy—and I can confidently say that working with Justin and Lisa has exceeded all expectations. Over the course of several years, they have been a trusted partner in managing our personal financial planning, offering clear, strategic advice tailored to both our short-term goals and long-term vision. Most recently, Justin supported us through the complex and often emotional process of securing a mortgage and purchasing a property—a journey that took couple years from start to finish. Throughout this time, Justin remained incredibly patient, proactive, and always available to walk us through every step. From budgeting and mortgage pre-approvals to navigating changing market conditions and lender negotiations, their expertise was instrumental in helping us make confident, informed decisions. What sets JRS Financial Services apart is not only deep financial knowledge, but also a sincere commitment to their clients. Their holistic approach, professionalism, and responsiveness made a complicated process feel manageable and well-supported. We have recommended JRS Financial Services to friends and colleagues, and will continue to do so without hesitation Jaime Arranz Coque

We have known Justin & Lisa for 22 years, and in that time they consistently been a trusted guide and source of reassurance. He & Lisa truly care about their clients, always take the time to explain things clearly, and are quick to respond whenever I need help. They are like family to us now and we are extremely grateful for their support over the years and wouldn’t hesitate recommend him them. Anna Saunders

Justin and Lisa always provide an excellent service. Great advice with your best interests at heart. We’ve taken out a number of mortgages through JRS and have always felt well looked after. Dominic Redfearn

Fantastic experience from start to finish with Justin. Spent the time to really understand our needs and find the best product for us. Made the house buying process really straightforward. Would highly recommend! Catherine Desira

Justin is absolutely incredible. This is the 2nd time I have used him and he put us completely at ease. Justin is personable, knowledgeable and shows a keen interest in his clients. I cannot recommend him enough! Gage Burgess

Justin was amazing!! I would recommend him to anyone! He was always there if I had a question no matter how silly it was. As a first time buyer he made it so easy. Thankyou !!! Amelia Grace Burston

Justin and Lisa were fantastic throughout our process. Our house move didn’t go to plan and took over a year to finally complete. Justin was with us every step of the way, providing advice on all things regarding buying a house and moving. He was very reassuring at all times and stayed in constant contact. We can’t recommend them enough!! Jake Cole

Justin is amazing. He makes everything hassle free, gives you plenty of options and offers superb impartial advice. This is the third mortgage he’s helped arrange for us. We can’t recommend him enough. Laura and Alex Laura Jane

Justin was a gem throughout the entire process! He has helped me and my family for many years and goes above and beyond to ensure the best possible outcome. Dr Rozina Anwar

From the very first conversation to well beyond the mortgage offer, Justin has been an absolute rock - guiding me through every step with expertise, patience, and a willingness to answer any question I threw his way (and there were many). His support extended far beyond simply securing the best mortgage deal; he provided invaluable insights, advice, and reassurance throughout the entire process and long after the offer was secured. It was clear at every stage that he genuinely had my best interests at heart. Honestly, I couldn’t have done it without JRS Financial Services and Justin’s dedication. If you’re looking for first-class service and a team that truly puts you first, I highly recommend them! Dean Napper

Justin and Lisa were absolutely amazing in helping us buy our first home! Communication was exceptional and were always there for any extra queries, they provided such a great service and made a big step in our lives seem so easy and comfortable! Lovely touch at the end of our completion, would highly recommended to anyone. Thank you again Justin and Lisa! Akira Bridge

Highly recommend Justin and JRS. He has worked with us on a few mortgatge applications and renewals and he been brilliant everytime. Knowledgeable, helpful and engaging over and over again. You couldn't be in safer hands! Gray Richmond